C.E.F. Spotlight

Why Texas CEF

With more than 11,500 investors, and $180 million invested, the ministry of CEF to Texas Lutheran churches is stronger than ever. Texas CEF is confident in the security of your investment. Maintaining a conservative balance sheet, and healthy capital-to-asset ratio, Texas CEF keeps your investment safe. Funds are readily available for investors and loan disbursements. Your money belongs to you, and you earn interest on it. Funds are usually issued within one business day.

We offer electronic transfers, live customer support from our office in Austin, and your choice of online or traditional account access.


A Unique Ministry

The church extension ministry provides Texas District Lutherans a unique opportunity to make funds available in support of the Great Commission: “Go ye, therefore, and make disciples of all nations.”


The Church Extension Fund was established by a District Convention resolution in 1888 to provide loans to congregations. The Texas District Church Extension Fund is a ministry of the Texas District. Since 1888, CEF has provided consultation and low cost funding for Texas congregations to build and expand.


More than 11,500 investors make the Texas District Church Extension Fund possible. With more than $180 million in assets today, CEF is presently assisting more than 130 congregations throughout Texas with loans to help expand the Kingdom.


Our goal is to anticipate and be responsive to the ministry needs of the future; to continue to provide quality services, resources, training and leadership, and vision to meet those needs. We will continue to assist congregations to reach the lost, disciple the saved and care for people-locally and globally as we identify new and creative ministry opportunities throughout Texas.

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